© 2026 Gus Tonsay. Licensed to sell insurance products in California, Florida, Hawaii, Maryland, Missouri, North Carolina, New Jersey, New York, Washington, and Wyoming. National Producer Number {{NPN}}.
Insurance and annuity guarantees are backed solely by the claims paying ability of the issuing insurance company. Annuities are long term products designed for retirement.
Withdrawals may be subject to surrender charges and, if taken before age 59 and a half, an additional 10 percent federal tax penalty.
Nothing on this page is an offer to sell or a solicitation of an offer to buy any product, and nothing here is tax or legal advice.